Est. 2026 · The Household LedgerINR Edition · Lakhs & Crores, native

Every rupee,
on the record.

Income, expenses, budgets, bills, demat — one paper-quiet dashboard for everything that moves through your home. With an AI that reads your ledger and a mic that writes to it.

Free forever plan · No card required

A vintage handwritten ledger book
The old way — beautifully replaced
Section I

What's in the ledger.

Transactions

Log income & expenses with categories, search, date filters and CSV export. Or just speak — the mic writes it down.

Budgets

Set monthly limits per category and watch the pace. AI warns you before the month runs hot.

Accounts & Demat

Banks, wallets, cash, credit cards — plus demat holdings with live P/L on every stock.

Bills & Autopay

Track due dates, recurring bills, and pay them right inside the app via Razorpay — UPI, cards, netbanking.

AI Assistant

Ask your ledger anything. It answers from your data — and can even record transactions from plain English.

Reports

Twelve-month cashflow, category trends, income vs expense, AI-written monthly briefs. Print-worthy.

Section II

A look inside.

FinLedger dashboard with net worth, income, expense and AI spending signals
The Overview — net worth, savings rate & AI spending signals
FinLedger reports with twelve month cashflow and category charts
Reports — cashflow, category trends & AI monthly briefs
Section III · Classifieds

Pricing.

Honest rates. No fine print worth squinting at.

Free
₹0forever
  • Unlimited transactions
  • Budgets & accounts
  • Bills & recurring rules
  • Basic reports & CSV export
Premium Monthly
₹99per month
  • Everything in Free
  • AI assistant & voice logging
  • AI spending insights
  • Advanced reports & charts
  • Priority support
Best value
Lifetime
₹2,499one-time
  • Everything in Premium
  • Pay once, keep forever
  • All future features included
  • International payments (coming soon)

Payments via Razorpay · UPI, cards & netbanking · Premium activates instantly

Section IV · Letters

From our readers.

"

The first finance app that speaks my language — lakhs, crores, and 'log 500 for sabzi yesterday'. Our whole month is on one page.

Ananya R.
Ananya R.
Bengaluru · Homemaker & investor
"

I pay the electricity bill inside the app and it books the expense by itself. The AI monthly brief reads like our family CA wrote it.

Vikram S.
Vikram S.
Pune · Product manager
"

Bought the lifetime plan in week one. Budgets that warn me before month-end — that alone paid for it.

Meera & Arjun
Chennai · Double-income household
Section V

Questions, answered.

Yes. Transactions, budgets, accounts, bills and basic reports are free with no time limit and no card required. Premium adds the AI assistant, voice logging, AI insights and advanced reports.

Section VI

Write to us.